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 Privacy Notice
 

FACTS

WHAT DOES LOGAN BANK & TRUST COMPANY
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security number and employment information
  • Income and payment history
  • Assets and overdraft history

How?

All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Logan Bank & Trust Company chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information

Does Logan Bank & Trust share?

Can you limit this sharing?

For our everyday business purposes-
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes-
To offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes-
Information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes-
Information about your creditworthiness

No

We don’t share

For nonaffiliates to market to you

No

We don’t share


Questions?

Call 304-752-1166 or go to www.lbandt.com


What we do

How does Logan Bank & Trust protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does Logan Bank &Trust collect my personal information?

We collect your personal information, for example, when you

  • Open an account or apply for a loan
  • Pay your bills or deposit money
  • Provide employment information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • Logan Bank & Trust Company has no affiliates

Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

  • Logan Bank & Trust Company does not share with nonaffiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Logan Bank & Trust Company doesn’t jointly market

 

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