Working capital, sometimes referred to as operating capital, is the difference between a business’s current assets (like revenue) and its current liabilities (like debt and operating expenses). When you take these metrics into account, you are left with the amount of money you have to run your business. During slow seasons or when taking on new business opportunities, business owners may need help bridging the gap between the working capital they have and the amount they need to effectively do business. That’s where an Operating Capital Loan—or a Working Capital Loan—comes in!

At Logan Bank and Trust, we understand that for many business owners, sometimes it would be nice if money grew on trees. Whether you need to cover payroll, improve cash flow management, purchase inventory, manage seasonal fluctuations, or embrace that next big idea, LB&T Operating Capital Loans provide the flexible financing your business needs to stay competitive and grow.
You deserve a financial partner that works as hard as you do. If you’re ready to turn ideas into reality, an Operating Capital Loan at Logan Bank and Trust can help make it happen.