Business Lines of Credit

Make Realty a Reality With a Commercial Real Estate Loan

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Commercial Real Estate Financing Options

At Logan Bank and Trust, we offer a variety of Commercial Real Estate lending options to fit your needs. Find the one that’s right for you:

  • Commercial Mortgage Lending – Looking to purchase or refinance a commercial property? Our Commercial Mortgage Loans are perfect for business owners looking to start a business or grow their existing one.
  • Construction Lending – Build your dreams from the ground up. With a Logan Bank and Trust Construction Loan, we’ll help you break ground on your property or renovation project.
  • Commercial Real Estate Lines of Credit – With a line of credit, you can easily access funds as you need them, giving you the flexibility to handle unexpected expenses, tackle renovations, handle property maintenance and more.

Benefits

See for yourself why many business owners choose Logan Bank and Trust Commercial Real Estate Loans for their financing needs:

  • Competitive Rates – We offer some of the best Commercial Real Estate Loan rates in Logan, WV! A sound investment starts with a great loan. Check out our rates page to see for yourself!
  • Customized Financing Solutions – Our Logan Bank loan officers are here to help you find the commercial real estate financing solutions that meet your business needs. From acquisition to development and refinancing, we can help with it all.
  • Expert Guidance – At Logan Bank and Trust, you’ll always enjoy local decisions and expert guidance from our real estate lending professionals. We process our Commercial Real Estate Loans in-house, so you can always expect a local touch to our lending.
  • Fast and Easy Application – The first step is often the hardest – that’s why we make applying fast and easy with our convenient online application. Whether you’re looking to get pre-approved or you already put an offer on a property, it’s easy to apply for the funding you need so you can focus on what matters most – your business!
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Ready to ignite your business plans?

Whether you’re looking to be your own boss, grow your existing business or want to enjoy passive income, purchasing commercial property may be on your mind. With an LB&T Commercial Real Estate Loan, we’ll help you get the financing you need to achieve your dreams.
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Uses

Whether you’re starting a business, taking it to the next level or looking for an investment property, Commercial Real Estate Loans have many uses.
Use the funds to purchase:

  • Multi-family units
  • Office buildings
  • Retail properties
  • Hotels and hospitality venues
  • Industrial facilities, including warehouses and distribution centers
  • Mixed-use developments

How It Works

1. Apply Online or In-Person

Submit an online application or visit a branch.

Get Approved

Our team can’t wait to review your application and offer you the best loan options available.

3. Purchase Your Business Property

Once your financing is secured, it’s time to turn your dream into reality and purchase the commercial property you’ve been envisioning.

Ready to get down to business?

You’ve got business plans. Now it’s time to achieve them with an LB&T Commercial Real Estate Loan. View our rates, easily apply online or talk to one of our Logan Bank loan officers to get started today.

Check out our Commercial Real Estate Loan rates!

View Rates

Apply for a Commercial Real Estate Loan!

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Frequently Asked Questions

You can easily view Logan Bank and Trust’s Commercial Real Estate Loan interest rates here.

Generally, down payments range from 15%–35% of the property’s value. However, down payments can vary based on the lender, the borrower’s creditworthiness and the property type.

The length of a Commercial Real Estate Loan can vary based on the lender. At Logan Bank and Trust, we offer a variety of repayment terms, so you can choose the length that works for you. Typically, the longer the term length, the lower your monthly payment will be. Contact one of our Logan Bank loan officers to learn more about the repayment terms we offer.

The term cap rate, or better known as capitalization rate, refers to the expected rate of return on a commercial property. To calculate this rate, take your net operating income divided by the property’s value and multiply it by 100.

A Commercial Real Estate Line of Credit is a revolving credit line that allows you to borrow funds up to an approved limit for your business property needs. One of the perks of choosing a line of credit over a loan is the ability to borrow the money all at once or in smaller increments over time, similar to the available balance on a credit card.

With a Commercial Real Estate Line of Credit, you pay interest only on the amount you borrow, not the entire credit limit.

Often collateral is required, but ultimately it is dependent upon your business’s creditworthiness and financial standing.

Yes, Logan Bank and Trust has a variety of commercial lending options, including Commercial Real Estate, Operating Capital and Equipment Loans.